As of December 1, 2025 through November 30, 2026, the VA's combined net worth and annual income limit for pension eligibility (including Aid & Attendance) is $163,699. This figure combines countable assets and annual income and is used to determine whether a veteran or surviving spouse qualifies for the underlying VA Improved Pension before any Aid & Attendance add-on is calculated.
The detail behind the number
The VA's net worth test bundles a claimant's countable assets (such as savings, investments, and additional real estate beyond a primary residence) together with annual income into a single combined figure, which is then compared against the published limit -- $163,699 for the period running through November 30, 2026. This differs meaningfully from Medicaid's asset limits, which in North Carolina's long-term-care Medicaid program are set much lower ($2,000 for an individual), so a family that does not qualify for Medicaid due to excess assets may still be well under the VA's higher combined limit. The VA also allows certain deductions, such as unreimbursed medical expenses, to reduce countable income for this calculation. Because this figure adjusts annually with COLA increases, Triangle-area veterans and survivors should verify the current limit directly at va.gov before assuming eligibility, rather than relying on a prior year's figure.
Related questions
- How much does assisted living cost in the Raleigh area in 2025?
- What is the median cost of a nursing home in North Carolina, and does it differ for a private room?
- How much does in-home caregiving cost per month in the Raleigh area?
- Is there a published average cost for memory care in North Carolina?
- What is VA Aid & Attendance and how much can a wartime veteran in Raleigh receive?
- What VA Aid & Attendance rate applies to a surviving spouse of a veteran?
- Does Medicare pay for assisted living or long-term nursing home care in North Carolina?